Our Team
Christopher Owen, AIF®, Managing Partner
415.217.7912, cowen@jsfis.com
Chris delivers customized group benefits and insurance solutions for closely held businesses.
Education & Professional Certifications
The University of Notre Dame
Accredited Investment Fiduciary (AIF)
Community & Affiliations
Secretary, Marin School of the Arts Foundation
Outside the office, Chris is active in the support and engagement of music and the arts. Chris lives in San Rafael with his wife Shannon and daughter Madalena.
CA Insurance License #0G62903
Ryan Sittauer, Managing Partner
415.217.7908, rsittauer@jsfis.com
Ryan delivers customized group benefits and insurance solutions for closely held businesses.
Education & Professional Certifications
The University of San Francisco
Community & Affiliations
Board Chair of the Dante’s boys foundation
Board member of the Down Syndrome Association of the North Bay
An all conference collegiate baseball player at USF, Ryan is an avid sports fan, loving husband, and dedicated father to two beautiful daughters.
CA Insurance License #0F69305
Michael Velzo, AIF®, Benefits Advisor
415.217.7906, mvelzo@jsfis.com
Michael delivers customized group benefits and insurance solutions for closely held businesses.
Education/Professional Certifications:
The University of Michigan, Ann Arbor
Accredited Investment Fiduciary (AIF)
Community & Affilliations:
Board President, Jackson Square Association
Board President, Marinero Heights Association
Michael and his wife Summer live in Tiburon overlooking Richardson Bay. Michael is a classically trained musician, an avid trail runner, and proud Wolverine!
CA Insurance License #0L74916
William Vlahos, Benefits Advisor
415.217.7916, bvlahos@jsfis.com
Bill delivers customized group benefits and insurance solutions for closely held businesses.
Education/Professional Certifications:
The University of California, Los Angeles
Community & Affilliations:
Board member, Presidio Heights Association of Neighbors.
Member & Past President, The Guardsman
Bill grew up in San Francisco where he attended St. Ignatius College Prep and then UCLA. He lives in San Francisco with his wife Julie and their children George and Sophie. Bill is also the founder of a boys’ summer lacrosse team “The Knuckleheads.”
CA Insurance License #4083914
Derek Wyllie, Benefits Advisor
415.793.6571, dwyllie@jsfis.com
Derek delivers customized group benefits and insurance solutions for closely held businesses.
Education/Professional Certifications:
The University of California, Santa Barbara
Community & Affilliations:
Twin Cities Little League, Youth Coach
A San Francisco native, Derek lives with his family in Marin County, spending time outdoors hiking and with family and friends.
CA Insurance License #0747962
Ashley Smith, Account Manager
415.217.7919, asmith@jsfis.com
Ashley provides concierge service for group benefits clients.
Education/Professional Certifications:
Golden Gate University
Ashley enjoys travel, volunteering in the community, and spending time with family and friends
CA Insurance License #4353662.
Polly St. Geme, Account Manager
415.217.7913, pstgeme@jsfis.com
Polly provides concierge service for group benefits clients. .
Education/Professional Certifications:
University of California, Los Angeles
Polly attended UCLA where she was an All American in Track and Cross Country. She is a mom of three boys/young men. In her free time, she loves running and hiking with friends and family.